Terms of Service

Welcome to Novo Capital. These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By creating an account, accessing, or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Novo Capital.

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Services after such modifications constitutes your acceptance of the revised Terms.

2. Use of Services

Our Services are intended for lawful purposes only. You agree to use our Services in compliance with all applicable laws and regulations. You may not:

• Use the Services for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction, including but not limited to copyright laws
• Transmit any viruses, malware, or other malicious code
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the integrity or performance of the Services
• Engage in any activity that could damage, disable, or impair our servers or networks
• Use automated systems or software to extract data from our Services (scraping)
• Impersonate any person or entity or misrepresent your affiliation

3. Account Registration

To access certain features of our Services, you must create an account. When registering, you agree to:

• Provide Accurate Information: You must provide true, accurate, current, and complete information during registration.
• Maintain Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• Age Requirement: You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account.
• One Account Per Person: You may only maintain one account. Multiple accounts may be terminated.
• Notify Us of Unauthorized Access: You must immediately notify us of any unauthorized use of your account or any other security breach.

We reserve the right to suspend or terminate your account if any information provided is found to be inaccurate, false, or incomplete.

4. Trading Risks

Before engaging in forex trading, you should carefully consider your investment objectives, level of experience, and risk appetite. You acknowledge and agree that:

• You may lose some or all of your invested capital
• Past performance is not indicative of future results
• Leverage can work against you as well as for you
• Market conditions can change rapidly and without warning
• You should not invest money that you cannot afford to lose
• You are solely responsible for your trading decisions

We strongly recommend that you seek independent financial advice before making any investment decisions.

5. Fees and Charges

By using our Services, you agree to pay all applicable fees and charges. Our fee structure includes:

• Spreads: The difference between the buy and sell price of currency pairs.
• Commissions: Transaction fees that may apply to certain account types or instruments.
• Overnight Financing: Swap rates applied to positions held overnight.
• Deposit/Withdrawal Fees: Fees that may apply to certain payment methods.
• Inactivity Fees: Fees that may apply to dormant accounts after a specified period.

All fees are disclosed on our website and may be updated from time to time. You are responsible for reviewing the current fee schedule before conducting transactions.

6. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, software, and the compilation thereof, are the exclusive property of Novo Capital or its licensors and are protected by international copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, or distribute any content from our Services without prior written consent
• Use our trademarks, logos, or brand elements without authorization
• Reverse engineer, decompile, or disassemble any software used in our Services
• Remove any copyright or proprietary notices from our content

7. Limitation of Liability

To the maximum extent permitted by applicable law, Novo Capital and its directors, officers, employees, agents, and affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenue, data, or business opportunities
• Any damages arising from your use or inability to use our Services
• Any damages resulting from unauthorized access to your account
• Any damages caused by system failures, delays, or interruptions
• Any trading losses or missed trading opportunities

Our total liability to you for any claims arising from or related to these Terms or our Services shall not exceed the amount of fees you have paid to us in the twelve (12) months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Novo Capital and its directors, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your use of our Services
• Your violation of these Terms
• Your violation of any rights of a third party
• Your violation of any applicable laws or regulations

9. Termination

We may suspend or terminate your access to our Services at any time, with or without cause, and with or without notice. Reasons for termination may include, but are not limited to:

• Violation of these Terms or any applicable policies
• Suspected fraudulent, abusive, or illegal activity
• Failure to comply with verification requirements
• Request by law enforcement or government agencies
• Extended periods of inactivity
• Discontinuation of our Services

Upon termination, your right to use the Services will immediately cease. Any provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or our Services shall be resolved through:

• Negotiation: The parties shall first attempt to resolve any dispute through good-faith negotiations.
• Mediation: If negotiation fails, the parties may agree to submit the dispute to mediation.
• Arbitration: Any unresolved disputes shall be submitted to binding arbitration in accordance with the rules of the London Court of International Arbitration.

You agree that any legal action or proceeding shall be brought exclusively in the courts located in London, United Kingdom, and you consent to the jurisdiction of such courts.

11. Contact Us

If you have any questions about these Terms of Service, please contact us: